Risky Business: What Every Teenager Needs to Know About Living Smart - Lesson Details

Activity 4.2 - Choosing Sides: Which Drivers Would You Insure?

In this activity, students play a game in which team captains choose sides. Instead of choosing players for softball teams, however, the team captains are playing the roles of insurers deciding which drivers to offer insurance. By putting students into roles as drivers and insurers, this activity helps students understand how insurance works.


Insurance, Managing risks
National Content Standards in Economics:
  • Standard #1: Scarcity
  • Standard #2: Decision Making
  • Standard #4: Incentives
  • Standard #8: Role of Prices
  • Standard #10: Institutions
  • Standard #14: Entrepreneurship

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